Master your Finances
with Budgefy

AI-powered financial assistant with personalized insights, automated categorization, and real-time Plaid integration for smarter money decisions

✓ Completely free • ✓ No hidden fees • ✓ No credit card required

Bank-level security
Official Plaid integration
AI-powered insights
Budgefy Dashboard - Financial assistance interface showing assets, investments, and net worth tracking
Automation + AI

Budgefy ecosystem working in sync

Connected partners and Budgefy+ automations keep data clean, deliver proactive insights, and surface answers without leaving your dashboard.

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AI Categorization
99% accuracy

Automatically classifies each transaction with human-level accuracy and flags anomalies before they snowball.

Plaid Sync
Live syncing

Secure Plaid connections keep bank and card balances refreshing every few minutes so planning is always real-time.

Debt Reduction
Save thousands

AI payoff playbooks accelerate debt-free dates while respecting cash flow and guardrails you set.

Smart Budgeting
Dynamic limits

Budgets flex with real spending patterns so categories stay realistic, predictive, and actionable across the month.

Financial Insights
Weekly briefs

Executive-level briefings highlight trendlines, risks, and opportunities in language your household can use.

Budgefy Assistant
Unlimited prompts

Chat-first automation builds plans, answers questions, and tees up recurring workflows in a few prompts.

AI Categorization
99% accuracy

Automatically classifies each transaction with human-level accuracy and flags anomalies before they snowball.

Plaid Sync
Live syncing

Secure Plaid connections keep bank and card balances refreshing every few minutes so planning is always real-time.

Debt Reduction
Save thousands

AI payoff playbooks accelerate debt-free dates while respecting cash flow and guardrails you set.

Smart Budgeting
Dynamic limits

Budgets flex with real spending patterns so categories stay realistic, predictive, and actionable across the month.

Financial Insights
Weekly briefs

Executive-level briefings highlight trendlines, risks, and opportunities in language your household can use.

Budgefy Assistant
Unlimited prompts

Chat-first automation builds plans, answers questions, and tees up recurring workflows in a few prompts.

All-in-One Financial Solution

Budgefy simplifies financial management with AI-powered tools and sleek design, giving you full control over your budget effortlessly

Mobile Budget Tracking - AI-powered spending analysis
Mobile Home Dashboard - Real-time financial overview
Mobile AI Chat - Personalized financial assistant

Smart Budget Tracking

AI-powered categorization and spending insights

Real-time Dashboard

Live financial data with Plaid integration

AI Financial Assistant

Personalized recommendations and debt management

Frequently Asked Questions

Everything you need to know about Budgefy's AI-powered financial management platform